Promotional Disclaimers
$20k Your Way -OR- 4.99% (5.795% APR)
Jenuane Communities is offering two great promotion options at our Sierra Vista community only. Choose Up To $20k as credit for up to $20,000 towards closing costs or pre-selected options. Credit applies at closing. Or qualify for 4.99% (5.795% APR) FHA Loan fixed rate for Sierra Vista - Limited Number of Homes.
4.99% (5.795 APR) - FHA Loan fixed rate with a one time float down if rates lower prior to closing
Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. This is not a commitment to lend. Terms and conditions apply. *Rates as low as 4.99%, 5.795 APR subject to credit pricing, FICO, down payment. Once a buyer goes into contract, they will need to be pre-approved with our preferred lender Guild Mortgage, secure their lock for this promotion, and close before the promotion ending date. The terms of the loan are subject to underwriting approval and are quoted based on an FHA loan with a minimum down payment of 3.5% and a minimum credit score of 640 fico.
Jenuane Communities/KDH Builders is not affiliated with Guild Mortgage.. Katie Besso is authorized to do business in the states of California and Nevada; NMLS #1535705. Tasha Hastings is authorized to do business in the state of California and Nevada; NMLS #1123821. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141. Guild Mortgage is not affiliated with Jenuane Communities.
© 2024 Premier Mortgage Resources, LLC (“PMR”) | NMLS #1169 www.nmlsconsumeraccess.org | 3363 Presidential Dr. #200, Meridian, ID 83642 | Equal Housing Opportunity | PMR is not affiliated with or an agency of the federal government. and not all buyers may qualify.
The quoted Interest Rates (“Commitment Rate”) and APRs assume a credit score of 680, are effective as of 10/23/2024. These Commitment rates have an expiration date of 11/23/2024. The Commitment Rate is available for homes built by Jenuane Communities and all eligible communities or properties that are purchased as buyer’s principal residence. Loans using the Commitment Rate must close and fund before the Commitment expiration date. Once a buyer goes into contract, they will need to be pre-approved with PMR and close before the Commitment expiration date. Programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. All loans are subject to underwriting approval. The Commitment Rate is not available for all credit profiles and not all buyers may qualify. PMR is not affiliated with Jenuane Communities. Buyers are not required to use PMR for financing when purchasing a home from enter Builder Name; however, buyers must use PMR to receive the advertised Commitment Rates.
U.S. Bank National Association: The rates are based on a 45-day lock period. These rates are not locked or guaranteed. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors.
To lock a rate, you must submit a complete application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked.
Annual percentage rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. The estimated APR calculations above are based on the loan amount, interest rate, and Lender Fees reflected within each scenario. Lender Fees are estimates and do not include appraisal costs, escrow reserves, pre-paid items, or other 3rd party fees not set by the lender.
The estimated Principal & Interest payments do not include amounts for taxes and insurance premiums, or mortgage insurance premiums when applicable, and the actual payment obligation will be greater.
Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2024 U.S. Bank, N.A. NMLS ID 402761.
$1000 Credit - Jenuane's Memory Match
*Participation allows up to $1000 credit* toward a new Jenuane Communities home. Registration required. Present printed certificate at sales office for maximum $1000 credit prior to signing of reservation/accepted offer, valid for design center options, closing costs, or home price deduction. Certificate has no cash value and is only redeemable towards a Jenuane Communities home purchase. Offer valid for contracts signed between October 1, 2024 and December 31, 2024.
Rate Buydown
4.99% (5.795 APR) - FHA Loan fixed rate with a one time float down if rates lower prior to closing
Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. This is not a commitment to lend. Terms and conditions apply. *Rates as low as 4.99%, 5.795 APR subject to credit pricing, FICO, down payment. Once a buyer goes into contract, they will need to be pre-approved with our preferred lender Guild Mortgage, secure their lock for this promotion, and close before the promotion ending date. The terms of the loan are subject to underwriting approval and are quoted based on an FHA loan with a minimum down payment of 3.5% and a minimum credit score of 640 fico.
Jenuane Communities/KDH Builders is not affiliated with Guild Mortgage.. Katie Besso is authorized to do business in the states of California and Nevada; NMLS #1535705. Tasha Hastings is authorized to do business in the state of California and Nevada; NMLS #1123821. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141. Guild Mortgage is not affiliated with Jenuane Communities.
© 2024 Premier Mortgage Resources, LLC (“PMR”) | NMLS #1169 www.nmlsconsumeraccess.org | 3363 Presidential Dr. #200, Meridian, ID 83642 | Equal Housing Opportunity | PMR is not affiliated with or an agency of the federal government. and not all buyers may qualify.
The quoted Interest Rates (“Commitment Rate”) and APRs assume a credit score of 680, are effective as of 10/23/2024. These Commitment rates have an expiration date of 11/23/2024. The Commitment Rate is available for homes built by Jenuane Communities and all eligible communities or properties that are purchased as buyer’s principal residence. Loans using the Commitment Rate must close and fund before the Commitment expiration date. Once a buyer goes into contract, they will need to be pre-approved with PMR and close before the Commitment expiration date. Programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. All loans are subject to underwriting approval. The Commitment Rate is not available for all credit profiles and not all buyers may qualify. PMR is not affiliated with Jenuane Communities. Buyers are not required to use PMR for financing when purchasing a home from enter Builder Name; however, buyers must use PMR to receive the advertised Commitment Rates.
U.S. Bank National Association: The rates are based on a 45-day lock period. These rates are not locked or guaranteed. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors.
To lock a rate, you must submit a complete application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked.
Annual percentage rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. The estimated APR calculations above are based on the loan amount, interest rate, and Lender Fees reflected within each scenario. Lender Fees are estimates and do not include appraisal costs, escrow reserves, pre-paid items, or other 3rd party fees not set by the lender.
The estimated Principal & Interest payments do not include amounts for taxes and insurance premiums, or mortgage insurance premiums when applicable, and the actual payment obligation will be greater.
Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2024 U.S. Bank, N.A. NMLS ID 402761.
5.50% (APR 5.648) - Conventional Loan fixed rate with a one time float down if rates lower prior to closing
Guild Mortgage Company; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. This is not a commitment to lend. Terms and conditions apply. *The quoted rate of 5.50% is based on a builder lock commitment with Guild Mortgage of limited funds. Once a buyer goes into contract, they will need to be pre-approved with our preferred lender Guild Mortgage, secure their lock for this promotion, and close before the promotion ending date. The terms of the loan are subject to underwriting approval and are quoted based on a Conventional loan with a minimum down payment of 10% and a minimum credit score of 680 fico. 30 year fixed loan at 5.50% APR 5.648 - no origination or discount points.
Jenuane Communities/KDH Builders is not affiliated with Guild Mortgage.. Katie Besso is authorized to do business in the states of California and Nevada; NMLS #1535705. Tasha Hastings is authorized to do business in the state of California and Nevada; NMLS #1123821. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141. Guild Mortgage is not affiliated with Jenuane Communities.
© 2024 Premier Mortgage Resources, LLC (“PMR”) | NMLS #1169 www.nmlsconsumeraccess.org | 3363 Presidential Dr. #200, Meridian, ID 83642 | Equal Housing Opportunity | PMR is not affiliated with or an agency of the federal government. and not all buyers may qualify.
The quoted Interest Rates (“Commitment Rate”) and APRs assume a credit score of 680, are effective as of 10/23/2024. These Commitment rates have an expiration date of 11/23/2024. The Commitment Rate is available for homes built by Jenuane Communities and all eligible communities or properties that are purchased as buyer’s principal residence. Loans using the Commitment Rate must close and fund before the Commitment expiration date. Once a buyer goes into contract, they will need to be pre-approved with PMR and close before the Commitment expiration date. Programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. All loans are subject to underwriting approval. The Commitment Rate is not available for all credit profiles and not all buyers may qualify. PMR is not affiliated with Jenuane Communities. Buyers are not required to use PMR for financing when purchasing a home from enter Builder Name; however, buyers must use PMR to receive the advertised Commitment Rates.
U.S. Bank National Association: The rates are based on a 45-day lock period. These rates are not locked or guaranteed. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors.
To lock a rate, you must submit a complete application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked.
Annual percentage rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. The estimated APR calculations above are based on the loan amount, interest rate, and Lender Fees reflected within each scenario. Lender Fees are estimates and do not include appraisal costs, escrow reserves, pre-paid items, or other 3rd party fees not set by the lender.
The estimated Principal & Interest payments do not include amounts for taxes and insurance premiums, or mortgage insurance premiums when applicable, and the actual payment obligation will be greater.
Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2024 U.S. Bank, N.A. NMLS ID 402761.
