Promotional Disclaimers & Legal Information
As Low As 3.99% (6.083% APR) + $5k Promotion
(2/1 Buydown Rate)
Available on select homes at participating Jenuane Communities.
As low as 3.99% FHA interest rate available to qualified buyers. APR varies by lender and loan scenario.
Qualified buyers may also receive up to $5,000 in promotional incentives, which may be applied toward allowable closing costs or approved rate buydown options.
Offer applies only to new contracts written during the promotional period and homes must close within 60 days or less of contract execution.
Financing terms, loan programs, and interest rates are subject to change without notice. All loans are subject to credit approval and underwriting. This is not a commitment to lend, and terms may vary by borrower.
Promotional financing (including 2/1 buydowns) is based on sample scenarios and may not apply to all buyers. Rates, payments, and costs will vary based on qualifications and loan specifics.
Upon Seller approval, Incentives may be used toward allowable closing costs or rate buydown options, subject to lender guidelines.
Jenuane Communities is not a lender. Financing is provided by independent preferred lenders who are responsible for their own programs, licensing, and compliance.
Golden Mesa – 50% Off
Options/Upgrades Promotion
Available exclusively at Golden Mesa. Qualified buyers may receive a seller credit equal to 50% of the cost of eligible options or upgrades, up to a maximum credit of $15,000.
Buyer must pay for all selected options and upgrades at the time selections are made. The applicable promotional credit will be applied as a seller credit at closing.
Promotion applies to eligible options and upgrades selected through seller and does not apply to base home price, lot premiums, or other non-option charges unless otherwise approved by seller.
Offer valid on select homes and homesites at Golden Mesa only and is subject to change, modification, or termination without notice. Promotion may be reduced, modified, or discontinued prior to the Golden Mesa Phase II Spring Opening.
Offer may not be combined with other promotions or incentives unless expressly approved by seller.
Ladera Ranch – Up To $15,000 Incentive
(Until Model Grand Opening)
Available exclusively at Ladera Ranch.
Qualified buyers may receive up to $15,000 in Seller credit, which may be applied toward design studio options or up to $10,000 toward closing costs.
Incentive available on the next five (5) home sales at Ladera Ranch.
Maximum credit amount may not exceed lender contribution limits and varies by homesite and loan program.
Buyer must qualify with a preferred lender. Financing subject to lender approval and underwriting guidelines.
Offer valid on select homes only and subject to change or termination without notice. Cannot be combined with other promotions unless otherwise approved by Seller.
Lender Disclosures
The following disclosures are provided by participating lenders and appear exactly as submitted.
Guild Mortgage
Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. This is not a commitment to lend. Terms and conditions apply. *Additional loan level price adjustments may apply based on credit score, occupancy, loan term, loan-to-value, or guideline requirements.
Loan is based on a FHA, 620 FICO, 3.5% down, 2/1 temporary buydown starting rate 3.99% with qualifying and final fixed rate 5.99% APR 6.803%. Tasha Hastings is authorized to do business in the state of Nevada and California; NMLS # 1123821. Brandy Marshall is authorized to do business in the state of Nevada, California, Arizona, and Hawaii; NMLS #260588; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141. Guild Mortgage is not affiliated with Jenuane Communities.
Premier Mortgage
*Loan scenarios above are based on 30 year fixed FHA loan with 3.5% down and a 2/1 Temporary Buydown (buydown rate is 3.99% Year 1 and 4.99% Year 2 and 5.99% years 3-30, APR 6.863%). Monthly payments do not include property taxes and insurance, so the actual payment obligation will be greater. Assumes a 700+ credit score. Loan scenarios are for illustrative purposes only. Estimated monthly savings are during Buydown Year 1 only, the payment goes up Years 2-30. Interest Rates and APRs are as of 05/21/2026 and may change based on current market conditions.
© 2026 Premier Mortgage Resources, LLC (“PMR”) | NMLS #1169 www.nmlsconsumeraccess.org | Equal Housing Opportunity | Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. PMR conducts business in the states we are licensed in. For a full list, please visit: pmrloans.com/state-licensing. For additional disclaimers, please visit: pmrloans.com/disclaimers.
US Bank
A 2/1 Buydown allows you to temporarily reduce your interest rate for the first 2 years of your home purchase loan, allowing you to save money monthly with reduced initial payments.
Below is an example of what your principal and interest payment would look like for the first couple years of the loan. The example shown assumes a 600+ FICO Score with a $500,000 loan amount with a 20% down payment on a 30-year fixed interest rate of 5.99% (6.99% APR)
NOTE: example does not include property tax, mortgage insurance, hazard insurance or HOA dues, etc.
Buydown eligible for purchase transactions only. Seller-paid buydown fee required. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit www.usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2026 U.S. Bank
General Promotional Terms
Eligibility: Buyer must be pre-approved and qualify with a participating preferred lender. Financing subject to lender approval and underwriting guidelines. Not all buyers will qualify. Loan terms depend on credit profile, down payment, loan program, and occupancy.
Changes and Modifications: Jenuane Communities reserves the right to modify or discontinue pricing, incentives, specifications, floor plans, designs, materials, promotions, and financing programs at any time without notice or liability.
Availability: Promotions apply only to select homes and communities and are subject to inventory availability and specified closing deadlines.
Non-Combinability: Offers cannot be combined with other discounts, incentives, or promotional programs unless expressly approved by Seller.
Errors and Omissions: While information is believed to be accurate, errors or omissions may occur. Buyers should verify all terms and details in writing with a Sales Representative prior to contract execution.
No Financial Advice: This information is provided for general promotional purposes only and does not constitute financial, tax, or legal advice.
